Medicare Supplemental Insurance seems to make people’s heads spin twice as much as the original Medicare program. It’s really very easy to understand. Medicare Advantage plans and Medigap policies are other names for supplemental coverage. So any time you hear those terms, it’s all the same thing.

Medicare supplements are offered in two ways: through Medicare or from private insurance companies. When you get private insurance, it’s known as a Medicare Advantage plan. Here are some more things to know about this insurance to help you decipher the coverage and figure out what you need.


Medicare Supplemental Insurance is designed to fill in the gaps of your existing coverage. Look at what you have covered already. Compare that to the different supplemental plans that are available. That way, you can get exactly what you need and never worry that you’re missing anything.

There are only so many standardized plans to choose from with Medigap coverage. That means that you aren’t going to have to stare at 20 different policies from 10 different companies to figure out what you want. You can get the coverage that fills in the gaps with ease.

Insurance agents can help. These professionals get paid to do what they do and are yours for the taking. Make sure that you ask for their assistance whenever you need it. That way, you can always guarantee that you are getting the coverage that you need, no matter what that might be.


Always focus on getting coverage, not what you’re paying. Your budget does matter, but you’d be surprised at how much coverage you can get for your money if you just take the time to look. With so much to choose from, it’s really up to you to get what you need.
Never assume that you don’t need supplemental coverage. Unless you have thousands of dollars lying around to spend on surprise medical bills, you don’t want to take the risk. Just get coverage and protect yourself so that no matter what happens, you’re safe.

Medicare Supplemental Insurance is easy to understand if you take a little time to figure out what you are dealing with. Explore different Medicare Advantage plans and see what you can get for your money, so that you can be protected.

If all else fails, talk to one of our insurance agents who can help you determine where your money is best spend when it comes to Medicare Supplemental Insurance.