59-1One of the most common way of qualifying is turning 65 years. You can as well qualify if you are not yet 65 since you receive Social Security Disability Insurance (SSDI).

There are basically two Medicare eligibility criteria that can be used to determine whether those below 65 years of age can qualify.

Social Security Disability Insurance

59-2In most cases, you are eligible for Medicare yet under 65 years if you have disability and has been receiving the SSDI checks for at least 24 months. This period of 24 months start with the first month you received an SSDI check. It is also referred to as 2 year waiting period.

At the start of the 25th month that you receive an SSDI check, you will automatically be enrolled. However, there is an exception to the SSDI rule. If you have Amyotrophic Lateral Sclerosis (ALS) as a basis for receiving SSD checks, you will be automatically be enrolled on the 1st month of start of your disability benefits. The 2 year waiting period does not apply in your case.

Do note that qualification for SSDI checks is determined by Social Security and not Medicare. Additionally, the SSDI program is the one that administers the checks so long as you or a family member has been working long enough and paying the Social Security tax.

Kidney Failure

The second method for qualification into this health insurance Florida while below 65 years is when you have been diagnosed with Kidney failure or End Stage Renal Disease (ESRD). In addition to ESRD diagnosis you should also be receiving dialysis treatment or received a kidney transplant, though this can affect when exactly your coverage will start.

If you require dialysis and have started dialysis training program, your coverage will start on the first day of the 1st month of your program. If you’ve already been under dialysis, your coverage will start on the first day of the 4th month that you receive dialysis. In the case that you’ve received a kidney transplant, your coverage will start with your month of admission to a hospital approved by Medicare.

Do you match any of the two eligibility criteria and you are under 65 years? Find out more about your Medicare options from Medicare Medics.