Medicare Advantage plans are extra insurance that you can buy in addition to the Medicare coverage that you get. These are offered by private insurance companies, not Medicare, and are also commonly known as Medicare Supplemental Insurance. Medicare was never designed to be an all-inclusive program so it’s really going to be up to you to make sure that you fill in the gaps and get the protection that you need. A lot of people try to go without this coverage only to realize that the out-of-pocket expenses without supplemental coverage are just too much, and by then they’re already in medical debt.

It’s always better to explore the world of Medicare Advantage plans right away. That way, you can learn all about the different coverage that is out there and figure out what you can get for your money. This Medicare supplemental coverage will help you cover the gaps in your existing coverage and you should take advantage of that. Even if you don’t think that you’ll need the coverage, there are affordable options so that you can make the investment just to be safe. You can choose Medicare supplement plans if you want, but you have to remember that the coverage is again limited and private insurance often provides a much better option for people who want more for their money.


It all depends on what you want with Medicare Advantage plans. That’s what you have to remember. If you don’t understand these plans, you should talk to an insurance agent to find out what you are dealing with and get the coverage that you deserve. They will be able to help you navigate Medicare supplemental insurance and give you the chance to get the protection that you are looking for with ease. Plus, they can help you decide whether you need Medicare Part D or if you can get prescription coverage with your supplemental coverage.

A lot of people don’t think that the high cost of private insurance is worth the expense compared to Medicare coverage. However, Medicare advantage plans afford you to have a lot more customization in the coverage that you get so that you can only pay for what you need. Medicare supplemental insurance isn’t something that you should consider. The only consideration is which plan you want and Medicare Advantage is worth looking into because you can get more coverage and better customization of your policy.